Why people use law of pledge?

Law Of Pledge
Pledge rights - are used to hedge receivables. Limited rights in rem, which fill the ministerial functions. They would secure the debt. The claim is a right of the creditor, which is to require the provision of eligibility. The debtor is a person required to fulfill that request.
Security claims can be of two kinds:
First Personal (guarantee, bank guarantee, a promissory note) - characterized by the fact that the person giving such security shall be liable with all its assets.
Second Property (pledge, mortgage) - characterized by the fact that the creditor can not seek to satisfy the entire capital of establishing a safety net and will be able to search for that meeting only in certain things.
These safeguards would akcesoryjnymi rights - closely related to the claims to protect. Akcesoryjność that finds specific expression in three aspects:
1) The right zastawnicze can arise only when there is a claim to which it is intended.
2) Transfer of zastawniczego is possible only with the claims to protect. Art.509 (§ 1 A creditor may, without the consent of the debtor to transfer debt to a third party (transfer), unless it be against the law, a contractual claim or liability characteristics. § 2 With the receivables transferred to the buyer with all related laws, in particular a claim for arrears of interest) and the next.
3) The right zastawnicze will expire with the expiration of the claims to protect.

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